The B&O Productivity Fund (6603) for crew consist protected employees retaining their fund will be valued at $29.60 per share this year. The reduction in the per share value this year results from the effects of the current economic down-turn on Wall Street. Unfortunately the Productivity Fund, like your own personal 401K type saving plans, was not immune from the 2008 economic decline. Checks are dated December 5, 2008 and they are being mailed from Jacksonville on December 3, 2008. Those using direct deposit banking will receive the payments on Friday, December 5, 2008.